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Actuarial Science  

Last Updated: Jan 23, 2015 URL: http://libguides.dlsu.edu.ph/content.php?pid=490530 Print Guide RSS UpdatesEmail Alerts

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Terms

Use For :

  • Insurance, Life

Broader Terms :

  • Insurance

Narrower Terms

  • Bank-owned life insurance
  • Business life insurance
  • Corporate owned life insurance
  • Disability insurance
  • Industrial life insurance
  • Life annuities
  • Life insurance trusts
  • Mortgage life insurance
  • Multiple life insurance
  • Single premium life insurance
  • Term insurance
  • Universal life
  • Variable life insurance
  • Whole life

Related Terms :

  • Accelerated death benefits
  • Cash surrender value
  • Life expectancy
  • Living benefits
  • Modified endownment contracts
  • Property and casualty insurance
 

Title

Actuarial Science

image source: "Abacus", by Boston University, 2013. http://www.bu.edu/met/courses/graduate/actuarial-science/

 

Scope Note

Also known as Life Insurance, is the "assumption by an insuring organization of the risk of death of a policy holder. Mortality is subject to the laws of probability, however, and life-insurance premiums can be calculated from mortality tables, which indicate the average number of people in each age and gender group that will die each year. A person trained to make such calculations, known as an actuary, determines the amount of premiums to be collected yearly from each group in order for the principal (the premiums) and its earned interest to equal the benefits to be paid to the policyholder's beneficiaries." (Source: Microsoft Encarta 98 Encyclopedia, CD-ROM, Information- Reference Section, 2nd floor).


Life insurance, sometimes referred to as "life assurance, provides for a payment of a sum of money upon the death of the insured. In addition, life insurance can be used as a means of investment or saving." [Quoted from :www.swissre.com/INTERNET/pwswpspr.nsf].

 

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